Cheryl Ann Miller

Loan Officer

Certified HECM Instructor
Cell: (805) 406-9668
NML #: 273497

Cheryl Ann Miller, “The Loan Magic Lady” brings more than 39 years of experience in the Real Estate & Mortgage Lending industry. Raised in Santa Maria, Cheryl was a top Ten Realtor in Southern California for many years and operated her own Mortgage office for 14 yeas in Tennessee before coming back home to the central coast in 2007. Cheryl specializes in Conventional, FHA/VA, FHA 203-K & Conventional Renovation Loans, First Time Homebuyers, Platinum Down Payment Assistance Program, CalHFA, USDA, Reverse Mortgage Loans, Refinancing, and more. Cheryl brings a vast array of ideas to serve her clients with the best loan program to suit their individual needs. She is available evenings and weekends by appointment.