Conventional Loan


  • You don’t need mortgage insurance if your down payment is greater than 20 percent loan-to-value.
  • Generally offers a lower interest rate if you meet the requirements.

General Loan Requirements

Your Down Payment

Terms Available
15, 20, 25, 30, 40 years
(fixed rates and adjustable rates avail.)

Minimum Credit Score

  • No income limits
  • Non-occupant borrowers permitted
  • Allows a variety of mortgage insurance options including LPMI

Ready to Apply?

PRMI provides you with a streamlined application process called ClickApproval that is much faster than traditional ways of applying for a mortgage.

Our process is simple and secure. Apply knowing the information you provide is safe and protected. Click now for an exceptional mortgage experience.