Conventional Loan

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  • You don’t need mortgage insurance if your down payment is greater than 20 percent loan-to-value.
  • Generally offers a lower interest rate if you meet the requirements.

General Loan Requirements

Your Down Payment
5%

Terms Available
15, 20, 25, 30, 40 years
(fixed rates and adjustable rates avail.)

Minimum Credit Score
620

  • No income limits
  • Non-occupant borrowers permitted
  • Allows a variety of mortgage insurance options including LPMI

Ready to Apply?

PRMI provides you with a streamlined application process called ClickApproval that is much faster than traditional ways of applying for a mortgage.

Our process is simple and secure. Apply knowing the information you provide is safe and protected. Click now for an exceptional mortgage experience.