HARP Loan

harpThe Federal Government’s Home Affordable Refinance Program helps homeowners that find themselves “underwater” in a home with a value lover than the current loan amount.

  • This loan allows qualified homeowners to refinance high-rate mortgages.

General Loan Requirements

Your Down Payment
None

Terms Available
Multiple

Minimum Credit Score
620

Mortgage Insurance
Yes

Maximum Loan Limit
SLO County $561,200
Monterey County $483,000
Santa Barbara County $625,500