VA Loan

vaThese loans are exclusively for people who have served in the military, or for spouses of veterans who have yet to remarry.

  • No mortgage insurance lowers your monthly payment
  • 100% financing with nothing down

General Loan Requirements

Your Down Payment
None

Terms Available
15, 20, 25, 30 years
(fixed rates and adjustable rates avail.)

Minimum Credit Score
620

Mortgage Insurance
No

Maximum Loan Limit
SLO County $481,250
Monterey County $425,000
Santa Barbara County $593,750